The Rural Financial Inclusion Expert (Independent Consultant) will be responsible for enhancing access to financial services for underserved rural communities in Zambezia Province. Working across five districts (Nicoadala, Namacurra, Mocuba, Lugela, and Gurue), the expert will conduct research, develop financial inclusion programs, and collaborate with stakeholders to improve financial literacy, savings, and credit accessibility. This role plays a crucial part in LORY ENTREPRISES’ youth employment project, which aims to support 15,000 youth and women in fostering economic independence and financial stability.
Responsibilities
- Needs Assessment & Research
- Analyze financial needs, challenges, and opportunities in rural communities.
- Identify barriers to financial inclusion (e.g., lack of access, low financial literacy).
- Collect data through surveys and focus groups.
2.Program Development & Implementation
- Develop financial inclusion programs tailored to rural communities.
- Implement financial literacy training.
- Improve access to financial products (microfinance, savings, insurance).
- Work with financial providers to ensure accessible and affordable services.
3.Stakeholder Engagement
- Collaborate with government agencies, NGOs, financial institutions, and communities.
- Advocate for policies supporting rural financial inclusion.
4.Monitoring & Evaluation
- Assess the impact of financial inclusion initiatives.
- Develop evaluation frameworks and reports.
Qualifications Education
: Bachelor’s or master’s in finance, Economics, Development Studies, or related field.
- Experience: Minimum 5 years in financial inclusion, rural development, or microfinance.
- Knowledge & Skills: Strong understanding of financial inclusion, excellent analytical and communication skills.
- Language:
Fluency in Portuguese is essential, good command of written and spoken English and proficiency in local languages of the target area is a plus.
Specific Examples of Tasks:
- Conducting market assessments to identify opportunities for financial inclusion in the mentioned region.
- Developing and implementing training programs for community officers, participating in the project, providing facilitation services on how to serve rural participants based on VSLAs methodology.
- Working with community groups to establish village savings and loan associations (VSLAs).
- Facilitating linkages between rural producers and financial institutions.
- Advocating policies that promote financial inclusion in rural areas
Contract duration:
Initially 12 months with the possibility of extension based on performance.
If interested, please submit your application to service@loryentreprises.com by 31st March,2025 at 17hrs30 Maputo time. Please note that early closure of the position might happen if the right candidate is found.
